Business and Commercial Capabilities & Digital Experience
Empowering our customers to roll out Business and Commercial Cards with rich capabilities and seamless enterprise platforms.
One Time Issue Virtual Card
Multi Currency Cards
Fleet & Fuel Cards
Preloaded & Prepaid Cards
Purchasing Cards
and Much More...
Enhanced Business Customer Experience and Adaptability
With Brim's innovative solutions, banks can offer their commercial clients features. The modular architecture and comprehensive API suite ensure seamless integration with existing systems, allowing banks to adapt to their clients' changing needs quickly. These features cater to the evolving demands of business card users, enhancing the user experience and helping clients manage their finances more efficiently.
- Employees spend review and report submission for approval
- Industry-leading accounting software integrations and Invoice payments automation
- Permissions hierarchy: default roles include Administrators, Employees, and Bookkeepers
- Real-time spend visualization, card management, and policy creation with exception handling
Single Sign-On and
Single Sign-On and Integration into existing digital banking environment
Connect your Corporate cards to various accounting softwares
- Native integrations with industry leading accounting softwares including: Intuit Quickbooks, Oracle NetSuite, Xero, and many more
- Synchronized transactions, vendor information, and spend categories across your entire organization
- Leverage advanced matching algorithms, or define custom rules to match transactions with your existing general ledger structure
Mobile Wallet &
Instant Provisioning
Supported by
Supported by
Take control of your business spending
- Transparency for admins: spend monitoring, configurable alerts, and intelligent reporting
- Employee spend insights: spending trends, custom limits, and alerts on adjustable thresholds by category
- Spend controls: merchants/categories blocks, cards locking on demand, and expense policies enforcement
Automate invoice payments to your trusted suppliers
- Single-use virtual cards available to power security and supercharge reconciliation
- Automated payments via single use virtual cards
- Industry-best OCR capabilities to maximize efficiencies and reduction of invoice processing time
Multi-Product Capabilities
Manage all your accounts and products through a single interface and login
Employer Cards Management
Offer your customers a streamlined financial experience with one intuitive platform.
Managing Account - Admins
A new way to manage your company’s spending
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Instantly add and remove Admins to the platform and customize the level of functionality by Admin
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Configure functionality by Admin, enabling them access view-only access, full rights to control the account, or anywhere in between
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Admins can receive their own card, or be non-card customers within the Portal and Apps performing functions that are specifically designated for them
Account Management
Complete self-serve capabilities to control and manage your Business account
Change Corporate Address- Change Email Address (for Admins, Primary or Employees)
- Change Mobile Phone Number (for Admins, Primary or Employees)
- Change Corporate Phone Number (for Admins, Primary or Employees)
- Change Email Notification Preferences
- Change Security Question & Answers
- Change Passwords
- Enforced Two-Factor Authentication
- Control Business Credit Limit Split
Account Management
Complete self-serve capabilities to control and manage your Business account
- Change Corporate Address
- Change Email Address (for Admins, Primary or Employees)
- Change Mobile Phone Number (for Admins, Primary or Employees)
- Change Corporate Phone Number (for Admins, Primary or Employees)
- Change Email Notification Preferences
- Change Security Question & Answers
- Change Passwords
- Enforced Two-Factor Authentication
- Control Business Credit Limit Split
Department Structures
Enable Department structures to oversee the finances of groups of employees seperately
Brim Embedded Loans
Expand your product suite to include flexible business loans embedded right in your environment
- Customizable fee structure
- Configurable interest rates
- Borderless and Non-jurisdictional
- Frictionless experience
- Available via mobile app & online portal
Streamline and Automate Your Accounts Payable
- Batch Payments: Schedule multiple supplier payments with a single batch invoice file.
- Maximize Efficiency: Cut down on paperwork and administrative time to optimize cash flow and propel business growth.
- Real-Time Tracking: Monitor payment statuses in real-time.
- Integrated Reporting: Apply custom rules to automate and tailor payment workflows, and consolidate all transactions into comprehensive reports.
- Supplier Payment: Take control of supplier payments by dispatching one-time pre-approved digital cards to each vendor, restricted by categorization codes.
Effortless and comprehensive integration for streamlined reconciliation and account management:
- Easily integrate with any ERP and import and export data with bidirectional syncing
- Admins can schedule regular company-wide transaction exports
- Can be gated behind a premium package to create an additional revenue stream for Partner
- Create and export custom CSV templates compatible with your ERP
- Map ERP data to custom fields and auto-categorize spend in real-time
- Export real-time spending views with customizable reports
Commercial Platform Functionality
Customize each card offered with any permutation of card functionality
Omnichannel Digital Onboarding
Realtime decisioning and limit allocation
Digital and/or Physical Card Activation
Instant Mobile Wallet Provisioning
Virtual Card Deployment
- Instant replacement of lost/stolen card
- Instant issuance of one-time use cards
Referral Program
Cash Advance Services & Restrictions
Security
- Instant lock all transactions or ATM or online or international transactions
Authorized Users
- Add/remove users and update spend limits in real-time
- Lock users to specific types of transactions
- Turn on/off notifications for authorized user activity
Budgeting & Spend Monitoring
- Set monthly budget across all spend
- Receive notifications on thresholds
- Configure customized categories of MCC
- Adjust in real-time & compare month to month changes in spend
Transaction filtering
- Filter/search on any column available
- Export transactions to CSV or XLSX
Customer Info Updates
- Opt customer in/out of marketing communication (CAN-SPAM compliant)
- Change Card Type
- Address/Email/Phone Updates
- Language Selection/Change
- Credit Limit Increase/Decrease
- Travel Notices
Notifications Suite
- Purchases above a threshold
- Payment due
- Statement ready
- Approaching credit/budget limit
- Marketing/Newsletter
- Travel spend
Payments
- Variable Auto-Pay (choose dynamic amounts)
- Same Day, Single-Time ACH
- Skip-A-Payment
- Payments: Bill Pay, ACH, API
Balance Transfers: Normal & Promotional
Balance Protection Insurance
Statements: Electronic & Paper
Customer CRM Functionality
- Search for customers and view their information file
- Submit applications on their behalf
- Internal slack for communication with other employees regarding a customer
- View all correspondence & trigger a resend
- Give goodwill points & waive fees
- Change statement billing cycle
SMB/Commercial Specific Functionality
- Create departments for reporting
- Accounting software integration
- Quickbooks
- Netsuite
- Xero
- Concur
- Zoho
- Invoice Payment Tool
Transaction Filtering
Control and Visibility over all spend occurring on your Retail account
- Download Transactions in CSV, XSL or PDF
- Download by transaction date or posted date
- Download by statement period
- Download transactions for specific or all cardholders
- Search for Transactions by Merchant Name, Category or Tag
- Filter transactions by Foreign Purchases
- Filter transactions by Fees & Interest
- Filter transactions by Payments
- Filter transactions by Refunds
- Filter transactions by Recurring Transactions
- Filter transactions by Accelerated Rewards
- Filter Transactions by Cardholder
Connect With Us!
Connect With Us!
Connect With Us!
We're available to answer your questions, provide support, and discuss how our platform can meet your business needs.
Connect With Us
Agent-based Servicing Platform
- Co-Browse w/ Customer & Perform All Self-Serve (Over 300 Functions)
- Setup Payment Plans
- Set up Payments
- Activate Cards
- Goodwill Points
- Waive Interest & Fees
- Apply Fees
- Change Statement Cycle Dates
- Re-print Statements
- Edit Credit Limits
- Onboard New Customers
- Onboard Pre-approved Customers (without bureau pull)
- Block Authorizations on Accounts
- Block Logins to Platform
- Send Instant Messaging to other Bank Employees
- View Status Codes & Add/Delete Status Codes from Accounts
- Change Customer Information
- Resend Correspondence
- Disputes & Chargebacks
- Add/Reply/View Memos
- Change Customer Information (DOB, Contact Info etc)
- Lock/Unlock Passwords
We’ve got you from start to finish
Seamlessly replace legacy vendors with zero down-time for your customers
Build the next-generation of online banking with Brim
We offer a fully configurable platform embedded seamlessly into your environment.
Scalable
Grow efficiently and with peace of mind knowing that we have the highest standards of security and compliance in place.
Speed First
Delivering digital-first solutions seamlessly, so you can integrate and innovate faster, launching programs in weeks.
Frictionless
Fully-integrated end-to-end financial platforms that are optimized for your digital environment.
Embedded Branding
Build a solution that has your brand to ensure customer trust and loyalty.
Customizable
Transform your customers’ experience with customizable merchant, customer, and other offerings.
Optimizable
Enables product constructs with optimized economics, and high ROI value added features.
